A Working Capital Loan is used to finance the day-to-day operations of a business. It ensures smooth cash flow, covers short-term liabilities, and keeps operations running without financial hiccups.
1. Cash Credit (CC): A revolving credit facility allowing businesses to borrow funds up to a pre-approved limit to manage cash flow.
2. Overdraft (OD): Flexible borrowing that enables businesses to withdraw more than their account balance.
3. Letter of Credit (LC): A guarantee provided by banks to facilitate business transactions, especially in international trade.
4. Invoice Discounting: Quick access to cash by selling unpaid invoices at a discount to a lender.
Project Finance is used to fund large-scale infrastructure and industrial projects. The repayment is structured based on the project's revenue generation.
1. Greenfield Project Finance: Funding for new projects that are built from scratch.
2. Brownfield Project Finance: Investment in existing projects that require expansion, modernization, or restructuring.
3. Public-Private Partnership (PPP): Collaborative projects between the government and private sector for infrastructure development.
4. Build-Operate-Transfer (BOT): Private sector builds and operates the project for a specific period before transferring ownership to the government.
An SME IPO (Small and Medium Enterprises Initial Public Offering) is when a company offers its shares to the public for the first time to raise funds.
This allows the company to grow and gain access to huge capital by listing its shares on stock exchanges.
It is a way for companies to expand and increase their market presence.
Structured Finance offers customized financing solutions for businesses that need large-scale funding beyond traditional lending models.
1. Securitization: Pooling financial assets (like loans or receivables) and converting them into tradeable securities.
2. Asset-Backed Lending: Loans secured against assets such as real estate, inventory, or receivables.
3. Consortium Finance: A single loan provided by multiple lenders to fund large projects.
M&A services help businesses grow, consolidate, and optimize their market presence through strategic partnerships, buyouts, and restructurings.
1. Mergers: Two companies combine to create a single entity, increasing market share and operational efficiency.
2. Acquisitions: One company purchases another, gaining control over its assets, operations, and market presence.
3. Leveraged Buyouts (LBO): Acquisitions where the buying company funds the purchase using borrowed capital.
4. Joint Ventures: Two businesses collaborate to achieve shared objectives while remaining independent entities.
